EU GRANTS · PRR · PT2030

AI Financing in Portugal: implement with up to 75% non-refundable

Portuguese public programs co-finance the adoption of Artificial Intelligence and automation by SMEs. AI conversational agents, process automation, and consulting are eligible expenses. Calls open periodically: we prepare the technical component of your application in advance.

75% Non-refundable co-financing
Closed Call currently closed
Notice Conditions subject to new editions
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The approval decision is exclusive to the managing authority (we do not guarantee approval).

Eligible Expenses

What the Funds Pay For

The calls explicitly list the AI solutions they co-finance. These are the services delivered by Mobizze that qualify as eligible expenses.

Potentially eligible, depending on the call

AI Agents and Customer Service

Virtual assistants and chatbots for WhatsApp, E-mail, and social media. These are explicitly listed as eligible solutions for customer relationship management.

Potentially eligible, depending on the call

Process Automation

System integration, document processing, invoice extraction via OCR, and data synchronization in internal processes.

Potentially eligible, depending on the call

Consulting and Customization

The development, customization, and parameterization of tools and application systems essential for digital transformation.

Potentially eligible, depending on the call

SaaS Subscriptions and Training

Annual software licenses, hosting costs associated with implementation, and employee training on using the new technology.

The Programs

Latest programs applicable to digitization and AI projects

Awaiting Reopening

AI in SMEs (PRR)

Banco Português de Fomento

75% non-refundable (up to €300.000)

Focused on the adoption of Artificial Intelligence technologies by SMEs.

  • Status: Closed.
  • Application period: (previous calls closed)
  • Last verified: July 28, 2026.
  • Responsible entity: Recuperar Portugal/Banco Português de Fomento.
  • Source: Official website
  • Note: conditions shown refer to the last call and may change in a future edition.
Awaiting New Edition

Coaching 4.0 / Vouchers (PRR)

IAPMEI

€10.000 non-refundable voucher

Voucher delivered to certified suppliers of the Digital Transition Catalog.

  • Status: Closed/awaiting possible new edition.
  • Last period: April 28 to May 29, 2025.
  • Last verified: July 28, 2026.
  • Entity: IAPMEI.
  • Previous support: €10,000 voucher.
  • Official source: Official website
  • Note: there is no guarantee of a new edition opening with the same conditions.

Calculation Example

The Real Cost for Your Company

An AI project budgeted at €10,000 (net value), in a program with 75% non-refundable funding.

Eligible Investment

net value, without VAT

10.000 €

Non-refundable co-financing

State funds (75%)

7.500 €

Own counterpart

Company effort (25%)

2.500 €
Note: VAT is not considered an eligible expense in these calls. The company bears the 25% and the VAT corresponding to the investment, with the VAT being recoverable through standard tax procedures. The co-financing is usually paid with a 30% advance and the rest via reimbursement against invoice.

Who can apply

Eligibility Requirements

We verify in the initial diagnosis whether your company meets these criteria before drafting the technical project.

✓ SME Electronic Certification (IAPMEI)
✓ Regularized Tax/Social Security status
✓ Organized accounting and updated RCBE
✓ Positive equity
✓ Not be considered a "company in difficulty"
✓ Headquarters in applicable region (e.g., NUTS II)

The Process

We Handle the Technical Part

1

Free Diagnosis

We check if your company meets the bureaucratic requirements and identify the appropriate program for the desired AI solutions.

2

Technical Description & Budget (Mobizze)

We produce the technical part: project rationale, solution architecture, timeline, and budget aligned with the call.

3

Submission (Client/Accountant)

Your company or accounting firm logs into the government portal, uploads our technical documentation, and submits.

4

Approval and Implementation

After the Acceptance Term is signed, we immediately begin building and launching the AI agents and workflows.

Clear your doubts

Frequently Asked Questions

What does "non-refundable" (fundo perdido) mean?

It's a co-financing that does not need to be paid back, unlike a loan. The State finances 75% of the investment, and the company only bears the own counterpart (25%) and VAT, provided the project is completed.

How long does approval take?

The approval timeframe is merely a non-binding reference and varies substantially. Historically, in competitive tenders, it can take several months until the final approval list is published, always depending on the volume of applications and the managing entity.

Do I need three quotes?

In the PRR, it is often only required to justify the reasonableness of costs and show evidence of market consultation. A private company is not strictly bound by the Public Contracts Code. A well-justified proposal with market prices (like Mobizze's) is usually sufficient.

Does Mobizze guarantee approval?

No. The decision always rests with the managing authority (IAPMEI, IFIC, etc.). Applications are evaluated on merit and ranked until the budget is exhausted. What Mobizze ensures is a rigorous and high-quality technical framework that maximizes your chances.

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